The Association of British Travel Agents (ABTA) has warned independent travellers that they could be liable to pay 100 per cent of their hotel costs if they are unable to travel to Sharm el-Sheikh.
ABTA's Sean Tipton said that while package tourists can expect a full refund or an alternative holiday if Foreign Office advice prevents them flying to Sharm, people who have booked independently may lose money.
He said: "They should be able to transfer their flights, but if they have booked accommodation separately they will almost certainly be charged if they are unable to go to Sharm.
In some cases the cancellation fee can be 100 per cent of the cost of their stay.
It really does depend on the terms and conditions of individual hotels at the time the booking was made."
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